Fraser Rewards Card Reviews

Having a whole loads of cards in my wallet... Why another card? What are the benefits of having this card?

There are a list of benefits from this card, let me start from the one that attracts me the most and most useful to me to the least:

First of all is the FCM$ where you earn 1FCM$ for every $1 you spend AND this FCM$ DOUBLES on your birthday month! So it's my husband's birthday this month, and i bought $600+ worth of things from Challenger so i decided to get this card!

Secondly, it is the convenience of signing up for the card on the spot! I actually found out about this card after making my purchase at Challenger and was introduced to this card by the cashier in Challenger. When i went to find out about signing up for this card, the counter lady was very helpful, you just need your NRIC and key in some particulars over the iPad provided and the card was done almost instantly! The next best thing was that they allow me to credit in the FCM$ of what i have already made payment for at Challenger as long as it was on the same day!

On top of these, the third thing that happened was that i found out about instant rewards of complimentary gifts with purchase or promotions that vary across the malls, with minimum spending applies. The existing promotion at Northpoint was, spend $50 = receive $5 e-cash voucher or spend at least $150 = receive $15 e-cash voucher. You can combine up to 3 receipts in the same day. I have already spend $600+ in a single receipt at Challenger, so i was credited with $15 e-cash on the spot.

What can you do with the FCM$ you have earned? You have to convert your FCM$ into e-cash in order to use them to make offset of your next purchase. Some points about converting your FCM$ are, you need to have a minimum of 500FCM$ to start converting. Every 500FCM$ = $5 e-cash. You are capped at earning 8000FCM$ ($80) per redemption year (1st July to 30th June of the following year).

Every $30 you spent earns you a chance for promotional periods Fraser Rewards Travel Draw. I'm not sure how this draw will goes but who knows? You can win yourself a trip for a nice getaway~

Free weekday parking (with minimum spending) is something i have yet to try. Below are the list of participating malls! Find out more about the minimum spending for each mall and it's existing promotions by checking http://www.fraserscentrepointmalls.com !

* Anchorpoint
* Bedok Point
* Causeway Point
* Changi City Point
* China Square Central
* Compass Point
* East Point
* Northpoint
* The Centrepoint
* Robertson Walk
* Valley Point
* Yew Tee Point

Just a summary of my first transaction with the Fraser Rewards Card:
- Spent $600+ at Challenger = 600FCM$
- Double the points on birthday month = 600FCM$ X 2 = 1200FCM$
- Existing mall promotion of spending at least $150 = receive $15 e-cash voucher
- 1000FCM$ = $10 e-cash
- $30 = a chance in the Travel draw. $600 = 20 chances
Total i earned $25 e-cash and 20 chances in the travel draw!

*One not so good thing about this card is... you have to bring the physical card around and swipe it for the points. Many retail malls or shops have already gone 'card-less' where points can be credited directly to the account via NRIC or telephone number etc. So it just adds on the the stack of membership cards in my wallet~

On SKIN

I am very particular when it comes to skincare! Because what goes on your skin do not just stays on top of your skin! They are being absorbed into the different layers of your skin underneath. What then appears on your skin, is a result of that which went under some time ago.

I will never buy skincare products of the malls, departmental stores or product counters. Reason is simple, most of these staff are paid by commission and they are mostly more concern with getting a sale done, then to get you what you really need. Without proper training and understanding of your skin type and condition, most of the time, it is not just what you see on the outside.

So where should you get your skincare products? Find a beautician or aesthetician whom you can trust. Someone whom you know that has your interest at heart! Do not buy different items from different brand or range because the chemical content of each brand can be very different and by adding on other products from various brands will only make it harder for your beautician or aesthetician to know which item is not suitable for your skin, in the event of complication arises.

Below is the product i am using!

You may or may not find these products overseas, but these are my secret to my skin!
Dermafloral Make Up Removal is a must have if you are always on make up. It helps to remove all waterproof make up without leaving any stains and then wash off with the Milky Lotion that contains minerals and natural plant extracts, the hypoallergenic milky lotion effectively cleanse and dissolve stubborn grime and impurities from my skin.

Days without make up, i will use the Active Cleanser Gel which has a calming and gentle non-irritant cleanser that deeply cleanses my skin. The natural plant extracts leave the skin feeling renewed, refresh and revitalized! Always followed up by the Active Soothing Toner, specially formulated anti-oxidants and purifying ingredients help to refresh and hydrate both sensitive and reactive skin to achieve a healthy and radiant complexion. However, these are not the secret yet.

The secret behind it all, is the Active Anti-Oxidant Serum with it's unique formulation helps to stimulate better blood circulation. The anti-oxidant lotion contain powerful protecting, moisturizing and healing properties to repair damaged skin tissue, it also helps to disinfect acne and pimples, reduces blackheads, ease pore congestion, prevent aging, repair damaged cells, improve fine lines and moisture to the skin, balancing pH level of the skin! After the super powerful serum, i will end of with the Active Protective Repair Cream uniquely designed and created to provide high UV protection. The sunscreen concentrates meet the most stringent requirements of product safety and non-toxicity standard. It also helps to fight against free radical, reduce fine lines and pigmentation!

It may sound like there's a lot of steps to follow, but stay tuned for more beauty tips as i explain why each and every step is very important to our skin! Because knowledge is power!

Wait, No More!

Tried walking up and down the stalls again and again to look at the same item? To realized that it is sold the time that you went there for the last time to purchase it?

Many times we try to control our spending by walking up and down the streets, round and round the malls, the same day, the day after. Telling ourselves "maybe we don't need it?", "i will come back for it another day!" or "maybe next month then buy".

Looking back at all the 'lost opportunities', i have learnt. There are somethings that if we cannot decide at that moment, maybe we don't really need it or want it. But if you still think of it after walking around, we should not hesitate to go back for it!

One way to make sure you don't miss it, is to walk around window shopping. Set aside 30 minutes of the time you have before you plan to go off, to walk back to all the shops to get the things that is still on your mind. You will realize that almost 50-60% of the items you 'Keep.In.View' earlier are no longer on your mind and there are this 30-40% of the items that are still constantly recording in your memories. The right thing to do is to then evaluate the amount of money you have, whether they are within your budget. If not, get only the first few items that still comes to your mind despite all. You will realize that, you never regret getting them! In fact, you will be glad that you did!

Wait No More! I know that feeling because i am a shopper too!

Trend in Style

Many shoppers falls into the trap of being a trend followers. Every time we hit the malls, we look out for the latest trend and try our best do grab something in trend. Some shoppers are even willing to spend hundreds or even thousands to revamp their cupboards with all the most updated trends in the malls. If you happen to be one of them, and you cannot resist but to fall into this trap time and again. Then take some time to stop and think. Are you following a trend for the sake of a trend? Is this really your style?

Why not just dress your style and set the trend instead?
A girl simply walked into an event with a bright neon pink dress that is her style, looking really gorgeous attractive, started a new trend. Where people swarm to get neon colors and as the demands increases, it became the latest trend and it pushes the previous trend off.

Walking into the malls with a Shopper's Mind, i saw how shops selling neon colored clothes and how shoppers are buying them off the racks. Some design are really simple and plain while some may even fall into the category of being ugly, of poor quality but yet many trend followers simply grab them because of the color and it's in trend. Are you losing your style, through the years of following trends? It's time to think of your real style, clothes that really fits you and make you look attractive! I know it's hard to 'stop' and 'think' in the midst of a shopping spree, so do the thinking before you start!

I know how you feel because i am a shopper too!