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Showing posts with label payment. Show all posts
Showing posts with label payment. Show all posts

Friday, January 30, 2015

BEWARE!!! COMPANY REGISTER / DATA REGISTER PTE LTD

Business owners! Beware of this company! It's a scam! 
IF YOU ARE ONE OF THEM, pls DO NOT make any payment.
We are encouraging everyone who are scammed to make a police report. 
I am going to go to the police too.

This is the pro-forma invoice i just received demanding for payment.

Last June, i received a letter that looked like from ACRA. I lost that letter because I believed that it was from ACRA. Stating that, "This is the last chance to register your company" otherwise your company will not be recorded.

That letter was for my mother's company, i remember mentioning that it's strange how come my company did not receive the same letter even though my company is also registered with ACRA. However, there was a deadline on the letter so we registered for my mother's company anyway.

This is the current view of the website (i am not sure if it looked the same). There was no where on the website that says that there will be cost incurred or any particular services provided that need to make payment for. From last June, we heard nothing from them etc and we just thought ACRA wanted us to register our company onto some portal where its like a directory etc. 

Till yesterday, we received this letter pro-forma invoice 'demanding' for a payment of $490 with a 8% interest if amount is not paid.

When i called into their hotline number stated on the letter, staff was rude and unhelpful. 
Me: "i did not sign up for any services from their company"
staff: "we have evidence that you sign up so you will need to pay for the invoice"

Me: "if i did sign up for the services in June, why are you only sending out the invoice now?"
staff" "yes we have evident that you sign up so you need to pay"

Me: "but i did not use any of the services"
staff: "you can sign in and start using now"

Me: "i don't even have a username or password etc"
staff: "you just click on the forget password and they will send you a new password"

Me: "i don't need hosting or website services, can i terminate this?"
staff: "you still have to sign in to terminate, by clicking on the forget password. But pls note that you still need to pay for the outstanding"

Me: -.- "i did not use any services at all, can it be waived?"
staff: "sorry there's nothing i can do for you. Pls note you will still need to pay the outstanding"

Me: "can you get someone with authority to speck to me?"
staff: "there's no one with authority around now, i will get them to call you back by tmr"

Me: "ok make sure they call me by tmr. who am i speaking to?"
staff: "my name is Robert Jack. So are you going to make the payment?"
ME: -.-'''' "i'll see when the person call me"

Searching online for help and more background about this company, i realised that ACRA had filed 78 charges against this company on the 24th Jan 2014. After over two thousand companies complained about this "Company register / Data register pte ltd" since Nov 2013. Case is still under investigation in court. There no report of new cases between feb 2014 to nov 2014.

In between, they had changed their company logo and address. New cases have been reported since mid of dec 2014. More cases are still surfacing.

Let's work together to bring down these companies set up just to scam people!

Wednesday, June 19, 2013

Paypal save?

Save? or Safe? Was that a typo? I'll explain why.

With the constant increase of online shopping and payment across the nations with different currencies, paypal has emerged as one of the most trusted way of making payment!

Just a few years back, people are so scare to do transactions online or to give people their credit card number as credit card frauds was a norm. However, with the growing e-commence network, credit card companies have stepped up in their security. Paypal came forth as a very secure payment mode and gain the trust of many!

Recently i wrote a post on 'Ebay Frauds?' with my personal encounter with fraud activities on Ebay. Even though prevention is better than cure, sometimes a cure is still needed. I wrote about how to prevent being fraud by fraudsters who are out to cheat us of our trust in what they have posted.

In this case, Paypal served as my 2nd row of defense. For some reason, i could not raise the issue to Ebay as the item is not under the Ebay buyer protection, even though it is different from what was described under listing. Thank God i made payment with Paypal and i could still raise the issue to paypal!

What are the steps to take?
1) Go to Paypal - Resolution Centre
2) Opening the case in Paypal with the paypal transaction number that can be found under your paypal transaction history list
3) Contact seller through this Paypal case, that will be recorded and monitored by Paypal
4) In the event seller do not reply or you could not come to term with seller, you may 'escalate to claim'. Note that when you take this step, the case is no longer in your hands or the hands of the seller. The money will be freeze with Paypal and it goes to no one until Paypal reviews the case and determine who will get the money
5) Paypal will contact you via emails for actions needed or information needed on your part. In my case, Paypal required for a letter to verify that i have discarded or destroyed the item. I guess the request was quite drastic, instead of request for a return, because the item was an imitation or fake of a branded
6) If you did not receive the email within 2 weeks after escalating the claim, do not hesitate to drop them an email to check the status of the case. In my case, my email had issues receiving system generated emails from them and i waited for a month before doing so. You do not have to wait that long to email them to check
7) Do as Paypal requires you to, and send them the information needed
8) Wait patiently for Paypal to review the case and they will get back to you shortly!

Paypal saves!

Sunday, June 10, 2012

Caught Online Again?

Trying your best to stay out of the malls over the weekends? But yet, unknowingly got caught online by some online shopping sites and sales or advertisements sent to your email? With the updating of online security, people are now less worried, instead beginning to feel really safe to purchase things online.

Online shopping can be very tempting and addictive! Especially auction sites or sites where items are selling really fast! As the clock is ticking... your hearts are pounding... items are selling... it end up causing you to make decisions without really thinking through them. Unlike shopping where you can hold on to an item you spotted and walk around the shop till you finally decides to buy it, online shopping can cause impulsive purchases of things you do not need or are not even you size! At the click of your fingers, money are leaving your pocket faster then when you actually shop in the malls!


There is no way to 'stop' yourself from online shopping all together. But if you really want to stop it all, you can try canceling your credit cards, banning all online transactions or even pay engines like paypal accounts. However, if you know you cannot do the above then the next best thing is to prevent impulsive purchase or buying things that does not even suit you or your size!

Here are 7 tips to online shopping with WISDOM!!
1) Stay away
From auction sites, if you really have to, do not view items that are 'ending soon' first. This will prevent the first gate of impulsive buying just because the item is 'ending soon'. There maybe better deals out there for consideration, then just jumping into the purchase of that item. Also, stay away from 'bidding' for an item above its cost or what you are willing to pay for just because someone else is increasing the 'bid'.

2) Take your time
Make sure you take your time to look around before deciding. One way is to add items to 'wish list' or 'shopping bag', WITHOUT making the payment immediately. Continue shopping till you are sure that there is nothing else better than all those you have selected.

3) Know your size
Especially when it comes to shopping for clothes or shoes, know your sizes very well before your purchase. Just like in the malls, you never know whether it fits till you try them and they often look different from how it looks on the rack. Be sure that the item will fit you and ensure that the materials and fabric of the item stated is the same as how it looks. Items can look very different on photos due to lightings and color calibrating of the individual computers.

4) Count the cost
Look through all the items you have chosen to remove those you don't really think you need or like. Calculate the total expenses and check if the amount is within your shopping budget for the month.

5) Shipping cost discounts or free shipping
Make sure you check out the shipping cost before making payment. You need to know if you will be entitled to free shipping or other promotions available. However, DO NOT fall into the trick of purchasing like '$20' more just so that you can save '$10' off the shipping price! Buy only what you need and what you can afford! If shipping cost is too high, then you might want to reconsider if the item is worth the price you are paying altogether.

6) Inconvenient yourself
Lastly, just before you make the payment, make yourself walk a distance to take your credit card so that while walking the distance or getting away from the computer a little, can give you time to make sure that is really what you want!

7) Keep records
After making the payment, you should now keep a record of the things you have purchased, color and sizes, so that you can be sure that what you receive is what you have paid for. At the same time, this record will also serve as a reminder to the budget you have spent and have left for shopping the rest of the month!

This is just the beginning half of the month, so spend and shop wisely!